Credit Risk Advisor

Your responsibilities

• Key Responsibilities:
• Manage a portfolio of complex customer credit relationships that present high risk/high value at risk.
• Participate in the commercial deal process to optimize business returns by providing commercial insights, solutions, and advice.
• Conduct credit risk analysis and management for an assigned customer portfolio, including risk assessments, establishing credit limits, and recommending credit terms and contract language.
• Manage high-risk situations/trigger events and negotiate security necessary to support higher risk exposures.
• Maintain effective working relationships with internal customers (Sales, OTC, Finance, Legal, etc.) and external third-party trade customers.
• Provide risk-based advice on customer credit matters and influence deal structures.
• Approve credit limits within delegated authority and secure approval for exposures exceeding individual authority.
• Lead and support regional/global Credit and Business initiatives.
• Principal Accountabilities:
• Assist and support the Credit Manager with the development and execution of credit risk strategies.
• Partner with internal commercial and finance stakeholders and external counterparties.
• Balance business objectives against credit risk in accordance with policy and Credit Committee directions.
• Stay informed on external macro trends and business strategy implications on the portfolio.
• Drive operational excellence in credit management.
• Deliver on relevant business projects and support new business model deployments.
• Key Interfaces:
• Work with relevant business units.
• Develop deep business and commercial knowledge, particularly with high risk/strategic customers.
• Interact with E2E Risk & Operations teams, and other relevant teams to provide solutions for arising problems.
• Communicate regularly with business GMs, VPs, and Finance.
• Direct interaction with senior stakeholders across all functions.

Our requirements

• Minimum of 7 years of experience in credit risk, credit structuring, or financial analysis.
• BA in Finance, Accounting, or related business degree; Credit Professional designation or MBA is a plus.
• Strong understanding of financial statements, complex financial, and risk analysis.
• Excellent commercial acumen.
• Strong interpersonal, communication, and stakeholder management skills.
• Strong influencing and negotiating skills with the ability to make tough decisions and assume accountability.
• Ability to work through decisions/issues to a satisfactory conclusion while maintaining customer relationships.
• Positive, assertive, and self-motivated to achieve results.
• Strong team player with demonstrated leadership skills.
• Ability to analyze, interpret, and visualize data to effectively convey insights and inform business decisions.
• Advanced data & digital capabilities.

What we offer

• Be a part of the energy transition, contributing to projects that drive sustainability and innovation in the industry.
• Engage with senior stakeholders and influence key business decisions.
• Leverage cutting-edge digital solutions to optimize processes and drive efficiency.
• Benefit from a diverse and inclusive workplace that promotes collaboration and personal growth.
• Hybrid working model.
• We offer competitive compensation package, comprehensive benefits, and a dynamic work environment.

Benefits

• sharing the costs of sports activities
• private medical care
• life insurance
• remote work opportunities
• flexible working time
• corporate products and services at discounted prices
• integration events
• parking space for employees
• leisure zone
• extra social benefits
• shopping coupons
• employee referral program
• charity initiatives
• access to professional courses (role dependent)
• electric car charger
• yearly bonus

Recruitment stages

• Explore current opportunities & vacancies.
• Discover and apply online
• Connect with us at interview
• Final Assessment

About us

Shell is an international energy company with expertise in the exploration, production, refining and marketing of oil and natural gas, and the manufacturing and marketing of chemicals global energy company. We use advanced technologies and take an innovative approach to help build a sustainable energy future. We are working to advance disability & enablement, gender balance, culture/ethnicity and LGBT+ inclusion within Shell and the communities where we work.

Shell Business Operations is a key differentiator, delivering competitive advantage for Shell across the world with first-class activities, including simplification, standardization and digitalisation.

Together with our associates from all over the world we create responsible for business operations’ realization in 11 departments: Finance Operations, HR Operations, Contracting & Procurement, External Relations, Internal Communications, Customer Operations, Trading & Supply, Technical Asset Operations, Legal, Creative Solutions, Retail.

The Role

Accountable for delivery of E2E Credit Process for the supported OU & LoB, all Credit Risk operational & strategic activities, and close cooperation (go-to person) with the Business on risk appetite for the supported portfolio.

Where do you fit in?

If you don't see yourself fully reflected in every job requirement listed on the posting above, we still encourage you to reach out and apply. Research has shown that women and underrepresented groups often only apply when they feel 100% qualified. We are committed to creating a more equitable, inclusive and diverse company and we strongly encourage applicants of all genders, ages, ethnicities, cultures, abilities, sexual orientation, and life experiences to apply!