Senior Credit Analyst

Key Responsibilities Financial Analysis and Modelling : Build and maintain financial models to assess the creditworthiness of potential borrowers, evaluate risk, and analyze financial structures. Conduct sensitivity analysis to understand economic impacts and optimize capital structure. Debt Structuring : Develop and negotiate financing solutions aligned with our risk framework, collaborating with various teams to ensure compliance and effectiveness. Return and Profitability Analysis : Analyze potential lending opportunities, assess returns, and provide financial performance insights. Formulate pricing strategies based on risk. Strategic Recommendations : Prepare and present detailed reports for decision-making committees, emphasizing data-driven risk assessments and strategic advice. Risk Management : Monitor the credit portfolio for emerging risks and enhance risk mitigation strategies. Qualifications Bachelors degree in a finance-related field; CA(SA), MBA, or CFA preferred. Minimum of two years in a credit role within a financial institution. Familiarity with financial regulations and strong communication skills. Proficiency in financial modeling and advanced Excel skills. Interest in finance and strategy, with corporate finance experience being a plus.

Location: Johannesburg, ZA

Posted Date: 11/10/2024